Imali oyisebenzele kanzima iyanyamalala ngaphambi kokuphela kwenyanga, yingakho kubalulekile ukubeka imali noba yincane kangakanani ukuze ufeze amaphupho akho. Ungazikhathazi ukuthi ukonga kuyaba nzima, yonga wena, ungalindi ukuthi uyoze ube neali eningi.
Masiqiniseke: imali yaze yaba yiningi impilo nayo iyashitja, nezinto ziyakudulela manje, kube kungekho nemali ubuyonga.
Ukonga akuhambelani nokuhola kakhulu. Kuhambelana nokuzifundisa ukubeka imali eceleni, noma yincane kangakanani, uzakhele idlelantongeni lakho langakusasa.
Kulenyanga Yekonga, iAssociation for Saving and Investment South Africa (ASISA) ikukhuthaza ukuthi wonge lokho ongafinyelela kuko, ngoba ikusasa lakho lisekongeni.
Kulenyanga Yekonga,
Yongela ikusasa lakho
Udinga kongela izizathu ezimbini. Okokuqala, ikusasa alaziwa futhi alithembakali. Udinga idlelantongeni ukuze ubeke imali mangabe sewugula, sekufuneka ubuyisele izitho zomzimbaezithile ezidinga ukubuyiselwa ngenxa yokuluphala kwakho uphinde ubhadale imali yesikolo.
Isizathu sesibiliukbeka imali ezokugcina ebudaleimawungasasebenzi, sowuzihlalele ekhaya. Imali oyibekela ukuthi ikugade ebudaleni, iyakukhulula ukuthi ukhone ukuzimela, uziphilele kancono ebudaleni, ungabi ngumthwalo emdenini wakho.
Akusiko kutsi ubeka malini kodvwa kutsi ukwente kube yinjwayelo. Kubeka R20 noma R50 ngalokujwayelekile kungaba ngatsi kuncane kodvwa kwenta kutsi kube yinjwayelo. Mawuyibeka imali yakho utayitfola intalo kuleyo mali yakho.
Kungabi ngathi ubeka imali nje, wenzela ukuthi kube yinto ezawuba segazini, ijwayeleke. Ukubeka R20 noma R50 kubukeka ngathi yimali encane kakhulu, kanti wena wenzela ukuthi kube yinjwaleyo.
Kulenyaka Yekonga,sikhuthaza ukubeka imali noma wena ucabana ukuthi yincane kangakanani, kodwa uyonga:
“Qala ukonga masewunemali eningi ngikho okulungileyo”
Ungalindi ukuthi isikhathi sibe sihle, qala wonge lokho onakho. Noma yimali encane kangakanani mawuhola imali uyakhuthzwa uuthi wonge ukuze kube yinjwayelo. Khuluma nebhange lakho ukuthi njalo ngenyanya lithathe imali thizeni likongele yona kuze kube yinjwayelo. Lemali oyongayayo ungakhoni kuyisebenzisa, kuze kufike lolo suku benivumeleni ngalo.
Ukonga: Khetha into ongayeyehlisa njalo ngenya, kungaba ngunamnede mawudla isidlo sakho saseini emsebenzini, ukuthenga ukudla esikhundleni sokupheka endlini ngaboleSihlangu, uyithathe lomali uyonge.
“Ukubeka imali encane akusizi lutho”
Abantu abaningi bacabanga ukuthi ukonga ukubeka imali eningi njalo ngenyanga. Kodwa, wonke umuntu owongayo, waqala ngokubeka encane kwakhula kusukela lapho.
Waze waqala ngemali encane, ukuzethemba kwakho kuyakhula. Mangabe kukhona imali engenile, masithi ivela kumbutho beniwuqalile nabangani ekuhlaleni, noma kusemsebenzini ekupheleni konyaka, konga kwakho kuyakhula. Leyo mizamo yakho ungayithatheli phansi, ekuhambeni kwesikhathi, konga kwakho kuyakhula.
Okubalulekile ukuthi wonge noma kuncane kangakanani na.
Ukonga: Mawonga, yongela into ethize, izakwenza uyijwayele. Abantu abaningi bayakhuthazeka mabeyazi into abongela yona.
“Ukuthatha kwimali yakho yomhlala phansi akukubi kakhulu”
Uma unenhlanhla okuthiubenemali omhlala phansi, sowuqalile ukonga. Mawuthatha imali kwimali omhlala phansi wakho, liyehla ibhodwe bewulongile.
Mawuyithathile kulambiza ubuyongile, nenzala yakhona iyehla kakhulu, kanti mhlambe leyo mali uzayidinga ekukhuleni kwakho emphilweni.
Khumbula, lemali omane uyithatha kulemali yomhlala phansi wakho, ikhona imali abakubiza yona njalo mawuokhipha.
Ukonga: Zikhuthaze ukuthi kube khona imali oyibeka ecaleni njalo, noma yincane kangakanani. Kunokuthi uthathe kulemali yomhlala phansi wakho, thatha kulemali umane uyonga kancane kancane ekupheleni kwenyanga.
Yonga lokho ongakhona ukonga
Awudingi ukubeka imali ngendlela lenhle, ezinye inyanga kuzaba nzima, kulungile nalokho.
Okubalulekile ukuthi uyayibeka imali noma yincane kangakanani na, makukhona okubekako njalo ngenanga, umoya wakho uakhululeka
Kulenyanga Yekonga, ungabuki ukuthi ubeka malini, buka ukuthi sowuqalile ukonga.
Yonga lokho ongakhona ukonga ikusasa lakho lise kongeni.
Lombhalo ongaphezulu wethulwa yi Association for Savings and Investment South Africa (ASISA) kulenyanga yekonga ukusiza abahlali baseMzansi Africa…#YongaLokoLongakhonaKukonga.
