Imali oyisebenzele kanzima iyanyamalala ngaphambi kokuphela kwenyanga, yingakho kubalulekile ukubeka imali noba yincane kangakanani ukuze ufeze amaphupho akho. Ungazikhathazi ukuthi ukonga kuyaba nzima, yonga wena, ungalindi ukuthi uyoze ube neali eningi.
Masiqiniseke: imali yaze yaba yiningi impilo nayo iyashitja, nezinto ziyakudulela manje, kube kungekho nemali ubuyonga.
Ukonga akuhambelani nokuhola kakhulu. Kuhambelana nokuzifundisa ukubeka imali eceleni, noma yincane kangakanani, uzakhele idlelantongeni lakho langakusasa.
Kulenyanga Yekonga, iAssociation for Saving and Investment South Africa (ASISA) ikukhuthaza ukuthi wonge lokho ongafinyelela kuko, ngoba ikusasa lakho lisekongeni.
Kulenyanga Yekonga,
Yongela ikusasa lakho
Udinga kongela izizathu ezimbini. Okokuqala, ikusasa alaziwa futhi alithembakali. Udinga idlelantongeni ukuze ubeke imali mangabe sewugula, sekufuneka ubuyisele izitho zomzimbaezithile ezidinga ukubuyiselwa ngenxa yokuluphala kwakho uphinde ubhadale imali yesikolo.
Isizathu sesibiliukbeka imali ezokugcina ebudaleimawungasasebenzi, sowuzihlalele ekhaya. Imali oyibekela ukuthi ikugade ebudaleni, iyakukhulula ukuthi ukhone ukuzimela, uziphilele kancono ebudaleni, ungabi ngumthwalo emdenini wakho.
Akusiko kutsi ubeka malini kodvwa kutsi ukwente kube yinjwayelo. Kubeka R20 noma R50 ngalokujwayelekile kungaba ngatsi kuncane kodvwa kwenta kutsi kube yinjwayelo. Mawuyibeka imali yakho utayitfola intalo kuleyo mali yakho.
Kungabi ngathi ubeka imali nje, wenzela ukuthi kube yinto ezawuba segazini, ijwayeleke. Ukubeka R20 noma R50 kubukeka ngathi yimali encane kakhulu, kanti wena wenzela ukuthi kube yinjwaleyo.
Kulenyaka Yekonga,sikhuthaza ukubeka imali noma wena ucabana ukuthi yincane kangakanani, kodwa uyonga:
“Qala ukonga masewunemali eningi ngikho okulungileyo”
Ungalindi ukuthi isikhathi sibe sihle, qala wonge lokho onakho. Noma yimali encane kangakanani mawuhola imali uyakhuthzwa uuthi wonge ukuze kube yinjwayelo. Khuluma nebhange lakho ukuthi njalo ngenyanya lithathe imali thizeni likongele yona kuze kube yinjwayelo. Lemali oyongayayo ungakhoni kuyisebenzisa, kuze kufike lolo suku benivumeleni ngalo.
Ukonga: Khetha into ongayeyehlisa njalo ngenya, kungaba ngunamnede mawudla isidlo sakho saseini emsebenzini, ukuthenga ukudla esikhundleni sokupheka endlini ngaboleSihlangu, uyithathe lomali uyonge.
“Ukubeka imali encane akusizi lutho”
Abantu abaningi bacabanga ukuthi ukonga ukubeka imali eningi njalo ngenyanga. Kodwa, wonke umuntu owongayo, waqala ngokubeka encane kwakhula kusukela lapho.
Waze wacala noma yimali lencane, kutetsemba kwakho kuyakhula. Mangabe kukhona imali lengenile, mhlambe ivela kumbutfo beniwucalile nebangani, nobe kusemsebentini makuphela umnyanga, konga kwakho kuyakhula. Ungakutsatseli phansi kubeka imali lencane, emvakwesikhatsi, konga kwakho kuyakhula.
Waze waqala ngemali encane, ukuzethemba kwakho kuyakhula. Mangabe kukhona imali engenile, masithi ivela kumbutho beniwuqalile nabangani ekuhlaleni, noma kusemsebenzini ekupheleni konyaka, konga kwakho kuyakhula.
Lokubalulekile kutsi wonge noma kuncane kangakanani na.
Konga: Mawonga wongela intfo letsite, ikwenta ukujwayela. Bantfu labanengi bayakhutsateka mabati kutsi kongelwa ini.
“Kutsatsa imali kwimali yakho yemhlala phansi akusiko lokubi kangako”
Uma unenhlanhla yekutsi ubenemali yemhlala phansi sowucalile konga. Mawutsatsa imali kuleyomali yemhlala phansi wakho, kuyalehlisa libhodwe bewulongile.
Mawuyitsatsile leyomali, nentalo yakhona iyehla kakhulu, kantsi mhlambe uyidzinga kakhulu ebudzaleni.
Khumbula, lemali lowumane uyitsatsa kulemali yemhlala phansi wakho, ikhona imali labakubita yona mawuyokhipha njalo.
Konga: Tikhutsate kutsi kube khona imali loyibeka eceleni, noma kuncane kangakanani. Kunekutsi utsate kulemali yemhlala phansi wakho, tsatsa kulemali lomane uyibeka eceleni njalo ngenyanga.
Yonga loko longakhona kukonga
Awudzingi kubeka imali ngendlela lenhle, letinye tinyaka titaba lukhuni, kulungile naloko.
Lokubalulekile kutsi ubeke imali noma yincane kangakanani na, makukhona lokubekako eceleni, umoya wakho uhlala ukhululekile.
Kulenyanga Yekonga, ungabuki kutsi ubeka malini, buka kutsi sowucalile konga.
Yonga loko longakhona kukonga, likusasa lakho lisekongeni.
Lombhalo longetulu wetfulwa yi Association for Savings and Investment South Africa (ASISA) kulenyanga yekonga kusita bahlali baseMzansi Africa…#YongaLokoLongakhonaKukonga.
