Financial Planning made easy!

Growing up just like any child I had various ideas of what I wanted to do when I grew up. Unfortunately life had its own plans.

Growing up, we wanted to be what our parents did coz that’s what we were familiar with and we looked up to our parents.  School was designed to help us go through our daily lives and not what we wanted to do in our profession but yet it helped us to better understand what we want to do.

Richard Branson a multi billionaire who started selling  music records in his parents garage,  never finished school and now the owner of virgin and  make it in through dedication and hard work . Knowing your skills at an early age. I have always wanted to have my business an early age, sold sweets and always thinking money in everything I see but life had its own plans and I found myself in the insurance industry which I had never thought of in my life. I then realised how the insurance industry played an important role in our lives.

From life covers
Funeral covers
Car insurance
House hold goods e.g. TV, radio and  watches so that in the event of lose it would put you in the same position you were in before your lose.

1. Maths how to calculate risk (older low risk/ younger high risk hence you find 21 year old paying expensive car insurance)

2. English how to communicate with clients

3. History. Studies were we from as a country and the world.  (Natural disasters went as many years ago and premiums were low and now with time and charges in the world which lead to higher premiums high risk)

This is an industry dominated by mostly white people. I am now working my way to becoming a broker and that would be the interesting part which is your salary.
In this industry you can earn not less than R20k to a R100k on commission a month depending on your client/clients investment.
The government has pumped millions through a programme called Harambee in trying to educate, encourage young black girls and boys in becoming brokers.

From a sweets business to my own broker firm and with dedication and hard work it is possible. School is not to secure a job for you, it is there help you understand the principles of life but it’s your God given skills that secure you a job. Your love for music has made you become a Disc Jockey, producer and a singer with no background in the music industry.




Mzukona Mantshontsho is the founder of Nyakaza Media Solutions. Nyakaza Media Solutions is an organisation that was established to help community organisations, business entities, and schools to research, write, document, report, analyse, edit, publish newsletters or bulletins in hard-copy, on-line and maintain websites with the relevant content as per the editorial policy of that organisation, school or entity. Nyakaza Media Solutions has a vision to promote and bring dialogue to communities, businesses and schools about issues that affect them. Nyakaza Media Solutions is on a mission to develop and encourage communities, businesses and learners to celebrate the good, applaud excellence, welcome growth, strive to be better individuals, businesses and communities, want more knowledge, discourage bad and counter-productive behaviour as well as communities, businesses and learners that want to be great SOUTH AFRICANS. Nyakaza Media Solutions is making use of Yo School Magazine as a platform that learners in all schools to make use of to write their stories.

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